BHIM App as a digital payment sending and receiving application has been a major success for the government of India. Specially after demonization, government has been pushing hard to make the economy cashless and for that there are already so many digital payment apps available. However, these apps require internet connectivity in mobile phone to operate and in most rural areas in India still have poor connectivity. Also, these apps can be confusing to use for first timer users and specially people living in small towns and villages. Therefore, the need for a simplified and secure digital money transfer app was always there. To solve this, government launched the BHIM App that can be used by anyone to send and receive payment easily by using their bank accounts.
BHIM is an app that is developed on United Payments Interface platform which is also known as UPI. BHIM’s full form is Bharat Interface for Money. Given the core of the app is based on UPI and USSD, its user interface is simple and straightforward. Its simple step by step system makes it very easy for users to make digital money transfers in seconds directly from their linked and verified bank accounts.
The biggest plus point in BHIM is the fact that it allows you to send and receive money just like online banking which is excellent. It is better than those other e-wallet based apps that ask you to first load money in the e-wallet and then use it to make purchases or send money to someone. Good thing is that it operates perfectly on even cheapest of smartphones and there is absolutely no need for internet connectivity that makes it efficient in even remote areas. To transfer money with the app, you just need your thump impression and it will send or receive money in few seconds.
In Indian with even a low cost android mobile can easily download this app visiting the play store. You just have to enter the Aadhaar card number, link bank accounts and you are good to go for sending and receiving money instantaneously. For merchants or shop owners, the app can be downloaded in their mobile phone and then they only need the thumb impression of the customer as the password to accept payment for the sold product or service.
As soon as the announcement made by PM Narendra Modi gone viral about the digital payment app launch, people have been searching for how to download BHIM App. In this post, you’ll be provided insightful information on how to easily download App’s APK file to install in your android smartphone. If you own an iPhone and looking for the iOS version of the App, there is a section below that explains it as well. Let’s begin with android version first:
How To Download BHIM App In Android Mobile
To download the BHIM App, you have to go to the Google Play Store in your android powered smart phone and if you use iPhone, then you can download it by going to App Store.
Android users can go to this link: https://play.google.com/store/apps/details?id=in.org.npci.upiapp to download the application and install it. As soon as downloading process is finished it will ask you to open the app. Once opened, it will provide you option to opt for your preferred language. Currently there are two languages available which are English and Hindi. It is expected to support other regional languages soon as well.
As soon as language option is selected it will ask you to tap on ‘next’ to proceed with allowing permission to app to run its functions in your phone. Once you’re done with that, you can tap on ‘Let’s get started’ and proceed.
The next step is to verify your mobile number. Without mobile number verification the app won’t work, so this is a mandatory step. Make sure to use a mobile number for verification which is already linked to the bank account you are going to use. For this process, BHIM App server will send verification SMS on your phone number. If you already have the number linked in the bank account, BHIM App will automatically verify it for you.
In the next step you need to enter the 4 digit number which is the passcode and then in the next step again the same number has to be entered for confirming.
Once you’re done with confirming with 4 digit passcode, you need to select the bank from the provided list of banks where you have accounts registered with your phone number.
In the next step, just select the bank account you wish to use to transact money with the BHIM. That’s it, the app is now successfully downloaded, installed and verified. You can use the app interface to easily send and receive money digitally anywhere in India.
Download BHIM App For iPhone
Currently the App can only be downloaded and installed on Android mobiles, however government has assured of releasing iOS version of BHIM for iPhones very soon. As soon as we get updates on that, we’ll publish the information here in this section.
BHIM App download process is very simple and even people with no experience of using smartphone can do it by following the step by step guide we have provided. It’s undoubtedly a great initiative by the government and it is surely going to help small business owners, service provides, freelancers and other professionals to go completely digital in terms of accepting and giving payments.